David Russell Smith is a member of the firm and specializes in insurance coverage analysis and litigation. He rejoined Bovis, Kyle, Burch & Medlin, LLC after spending approximately ten years as an assistant general counsel with ACE USA (formerly CIGNA Property & Casualty). Prior to joining CIGNA, David was an associate at Bovis, Kyle, Burch & Medlin, LLC and Karsman, Brooks, Painter & Callaway in Savannah, Georgia. At CIGNA, David managed CIGNA's Southeast Legal Service Office, which handled most of CIGNA's coverage work in Georgia, Florida, Alabama, Mississippi and Louisiana.

David was born and raised in Metropolitan Atlanta. He obtained his B.S. degree from West Georgia College in 1982, majoring in political science with a minor in business. He graduated from the University of Georgia School of Law in 1985. He has been a member of the State Bar of Georgia (Member: Tort & Insurance Practice Section) since 1985. He is also a member of the Defense Research Institute and the Georgia Defense Lawyers Association (former Chairman of the Insurance Coverage Law Subcommittee). He is admitted to practice in the Georgia Court of Appeals, the Georgia Supreme Court, federal district courts in Georgia and the Eleventh Circuit Court of Appeals.

Author: "When Does a Lawsuit Trigger a Duty to Defend in Georgia?," Georgia Defense Lawyers Association Law Journal, 2006; "Choice of Counsel When an Insurer Defends under a Reservation of Rights in Georgia," Georgia Defense Lawyers Association Law Journal, 1993.

Reported Cases: Advocate Networks, LLC v. Hartford Fire Ins. Co., 296 Ga. App. 338, 674 S.E.2d 617 (2009); Metro Parts, Inc. v. Hartford Fire Ins. Co., 2008 WL 975086 (S.D. Ga. April 9, 2008); Worsham v. Pickeral, 195 Ga. App. 330, 393 S.E.2d 488 (1990); Pyramid Construction Co., Inc., et al v. Star Manufacturing Co., 195 Ga. App. 644, 394 S.E.2d 598 (1990); Savannah Bank & Trust Co., et al. v. Weiner, et al., 193 Ga. App. 616, 388 S.E.2d 725 (1989).