If you are a businessperson and you have a customer or debtor who has refused to pay you for money owed, merchandise purchased, or services rendered, you need to know your options for collecting payment. You need attorneys who understand the collections process.   

• Can you sue for payment?
• Are there effective and efficient ways to motivate payment without filing a lawsuit?
• Can you secure payment of your claim through a lien or other security instrument?
• What if the debtor has moved? 
• What are the effective ways to obtain and enforce a judgment in Georgia against a defendant who lives in another state? 

Our collections practice group (under the leadership of Tim Burson and Christina Craddock) has experience with loans and notes, contracts, personal guarantees, garnishments, mechanics liens and construction liens.  We handle collections for individuals and small businesses, as well as banks and credit union financial institutions, major corporations, and insurers.  We help our clients answer difficult questions regarding collections throughout Georgia and the Southeastern United States.  Bovis, Kyle and Burch, LLC has provided collections counsel to clients for more than 30 years.

We have extensive experience pursuing unpaid money, including loans, notes, contracts, commercial debt, mechanics and construction liens, recovery of personal property, and judgment enforcement.  We are very familiar with recording and enforcement of foreign judgments in Georgia.  If you have not been paid on a commercial debt, the sooner you contact a lawyer, the better.  We can assist with both informal and formal collection actions while there is still money to be found and can suggest ways to avoid collection problems.

Commercial debt collection and judgment enforcement (including indemnity, subrogation and salvage) have been increasing areas of service at Bovis, Kyle and Burch, LLC.  This area of practice is a complementary practice area as a consequence of work for surety and fidelity clients, insurers, and corporate clients, including financial institutions (banks and credit unions).  From promissory notes to open accounts to garnishments and actual judicial levies and sales, you will find that attorneys at Bovis, Kyle and Burch, LLC not only have experience in obtaining money judgments, but also have developed effective and efficient strategies to help you actually recover the money owed to you.